Dear RebelGirl--It is entirely your business and entirely none of mine at what age you apply for Social Security. Your household finances are also none of my biz, but you are aware that by taking SS the instant you first can, you are doing yourself out of a lot of money in future years? 25% less, forever. There is no way to reset the clock and you may live (I sure hope you live) into your 80's. If you can find a way, any way, to postpone till 66, I urge you to do so. Please look up the Social Security Minimum Retirement Age for confirmation and details.
Presented if not with love, at least great respect,
Thnx for accepting the friend request :)
a restless spirit
Grumpy Old Man
Record Label Executive